LAS VEGAS MOTOR VECHICLE ACCIDENT LAWYER
THE ULTIMATE GUIDE FOR CAR ACCIDENTS IN NEVADA
Your car accident was caused by a unique set of circumstances.
To the Las Vegas auto accident lawyers at Richard Harris Personal Injury Law Firm, that means your case deserves individual attention.
We treat every case like it’s the only client we have.
UNDERSTAND YOUR LEGAL RIGHTS AFTER A SERIOUS AUTO ACCIDENT
Regardless of what caused your accident, it’s your lawyer’s job to prove that another party’s negligence led to your accident.
The Las Vegas car accident attorneys at Richard Harris Personal Injury Law Firm have experience handling a variety of vehicle accident cases, and we want to work with you, too.
At the Richard Harris Personal Injury Law Firm, we have a proven Case Resolution Process to ensure our team is communicating and preparing you for each stage and the best possible settlement.
INSURANCE DOS AND DON’TS
WHAT YOU SHOULD DO
Do call Richard Harris Personal Injury Law Firm at (702) 213-9779 or fill out a free initial consultation form.
Our Las Vegas auto accident attorneys can advise you on how to deal with the insurance company.
Do call your insurance company and let them know you were involved in a car accident.
Take notes on who you talked to and when.
Do read your policy. Take time to read your insurance policy so you know how you are covered.
If you have questions, we’re here to help you understand your policy.
Do collect information. Gather the insurance company information for the person who was involved in your accident, as well as his or her personal contact information.
Do save any receipts or records that may apply to your insurance claim.
Without this documentation, you may not get the full amount of compensation you’re owed.
WHAT YOU SHOULD NOT DO
Don’t make a statement to the other party’s insurance company.
Your words can be used against you later. Talk to us first.
Don’t give the insurance company any written information about your accident—whether it’s your company or the other party’s involved.
Don’t wait. It’s important to file your claim or lawsuit as soon as possible after the accident.
If you wait too long, you may lose rights to the compensation you deserve.
Don’t sign anything. Never sign a release, waiver, or any kind of document without consulting your Nevada auto accident lawyer first.
You may be signing away your rights.
Don’t take money.
If the insurance company offers you money, it may be less than you deserve.
FILING A CLAIM
- Obtain a copy of the police report if you plan to pursue damages for the accident.
- Collect contact information for the other driver(s) or any witnesses—you may have collected this information at the accident, or it can be found on the police report.
- Make initial contact with your insurance company to notify it that you were involved in an accident.
- Seek legal representation to protect your rights to compensation.
As your lawyer, we’ll contact your insurance company and the other driver’s insurance company.
We know what evidence to collect, what questions to ask, and how to deal with the insurance company so you don’t have to.
AUTO INSURANCE COVERAGE
Auto insurance is supposed to protect you in the event of an accident by covering the costs—or some of the costs—associated with your medical care, car repairs, and liability to other motorists or passengers.
Bodily Injury Liability Insurance
Covers the cost of medical expenses for bodily injuries to passengers in your vehicle or other vehicles if you cause an accident.
Uninsured/Underinsured Motorist Bodily Injury Insurance
Pays for your medical expenses for bodily injury if the person who caused your accident has no insurance (uninsured) or not enough insurance (underinsured) to cover the cost of your care.
Property Damage Liability Insurance
Provides payment for damages—repairs or replacement—to another person’s car or property, such as a fence or telephone pole, if you cause an accident.
Nevada Minimum Requirements
- Bodily Injury/Death Liability of one person: $25,000
- Bodily Injury/Death Liability of two persons: $50,000
- Property Damage: $20,000
Property Damage Claims
When you are injured in a car accident, your personal injury claim is handled separately from your vehicle damage claim—or property damage claim.
While personal injury claims can often take months to settle, typically, property damage claims can be settled quickly and without the assistance of an attorney.
Property Damage Checklist
- Contact your insurance company to report your accident.
- Check for personal items if a tow truck takes your car.
- Decide if you want to use your own insurance to cover the damages.
- Contact the other driver’s insurance company. Take note of who you talk to and the claim number.
- Have your car’s damage appraised by a body shop.
- If your car is totaled, determine its actual cash value.
- Request a rental car from the insurance company if your car cannot be driven.
- If you have trouble dealing with the insurance company, or don’t feel that you’re being treated fairly, our auto injury attorneys are happy to help you find a lawyer who can help you settle your property damage claim.
ARTICLES AND MORE INFORMATION ON MOTOR VEHICLE ACCIDENTS