When you’ve been in an accident which caused injuries, your life gets more complicated. Not only do you have the regular daily issues to deal with, but now have an extra level of distraction with the treatment and therapy needed for your recovery. If you’ve hired an attorney to handle your claim, they will be able to provide a level of peace for you at this time, in terms of dealing with the claim and the negligent party who caused the accident. During this time, your first concern should be your recovery.
Medical Bills certainly may become a concern, since bills are coming in as your treatment progresses, but your case may not settle for months. What are the best ways to handle medical bill payments while you wait for a settlement? There are several options which your lawyer will cover with you during your initial consultation and as your case progresses. The following are some of the options you may have in this regard.
Medical Bill options during a claim Your own Medical Insurance – If you have private medical insurance, either a personal plan or through an employer, this is first option for covering your medical bills. Most private plans cover medical expenses for either illness or accident. However, most plans require the deductible to be satisfied before they begin to pay out, and even then, most plans require a co-payment for doctor visits. Some plans may cover prescription drugs that may be prescribed during this process as well, however most prescriptions will require a co-payment. Talk to your lawyer for options to cover these out of pocket expenses during your claim.
Your Auto Insurance Coverage – Depending on your auto insurance policy terms, if your auto insurance carrier believes you have a strong claim, they may decide to provide assistance in paying medical bills up front and then will attempt to recover these expenses from the negligent party through a process called Subrogation.
Medicare and Medicaid – If you do not have a private medical insurance plan, but are covered by Medicare, this is another option to consider, or if you do not qualify for Medicare, you may consider obtaining coverage under Medicaid. Government provided health care will make provisional payments to cover immediate medical expenses due to an accident, but accident related expenses will need to be reimbursed out of the settlement.
Supplemental Insurance – Uninsured/Underinsured Motorist (UM/UIM), Medical Payments (MEDPAY), and Personal Accident Coverages UM/UIM is an optional coverage in Nevada, and you may not have this type of coverage on your policy. We recommend that all drivers carry UM/UIM coverage on their personal insurance due to the number of driver’s in Nevada who drive without insurance or carry only the state minimum.
MEDPAY is another optional coverage which can be used to cover medical expenses due to a car accident regardless of who is at fault. It can also be used to cover deductibles and co-payments, since MEDPAY pays from the first dollar of expense with no waiting period. We recommend that all drivers carry some level of MEDPAY on their personal policies as well.
Many employers offer low cost group Personal Accident Insurance that cover accidents you may have at any time whether the accident took place at work or not. You may also have such policies available to you from your personal Medical Insurance provider. If you have such a policy, you should let your lawyer know of this coverage as the benefits can cover co-payments and deductibles and provide benefits for disability and other expenses which may not be covered under a traditional Medical Insurance plan.
Doctor Lien against settlement – Your medical provider may agree to handle your treatments due to an accident on a lien against the settlement. Under this arrangement, the doctor agrees not to bill you until your claim settles. If your medical provider will not agree to a lien, our firm can refer you to providers who will agree to accept a lien. At settlement, the medical provider liens are paid and what’s left goes to you.
Bill Negotiation by your lawyer – If your settlement is not large enough to cover your total medical expenses related to the accident even after all insurance benefits are considered, in many cases your lawyer will be able to negotiate with the medical providers to reduce their bills for treatment. Our goal is to make sure you are able to recover completely from injuries suffered due to an accident, and also provide you some compensation for the pain and suffering you endured as a result.
The Richard Harris Law Firm provides expert legal representation if you are injured.During your initial consultation with the Richard Harris Law Firm, our lawyers will attempt to identify all liable parties and coverages and will make claims on your behalf to provide the benefits needed to allow you to concentrate on what’s most important, your recovery from your injuries. We’ve been providing this kind of representation since 1980. Because of our experience in the field, and our track record of success we have grown to become the largest personal injury law firm in Nevada. We now provide this level of performance throughout the southwest. If you’ve been injured due to an accident call us today at 702-444-4444.
Opioids are powerful medications prescribed to treat pain caused by injuries, surgeries, and even cancer treatments. While these drugs can be highly effective in treating pain, they can also be highly addictive. When doctors and…
Opioids are powerful medications prescribed to treat pain caused by injuries, surgeries, and even cancer treatments. While these drugs can be highly effective in treating pain, they can also be highly addictive. When doctors and medical providers overprescribe opioids or fail to closely monitor patients who take them, the effects can be harmful or even deadly—and they may even be grounds for a medical malpractice lawsuit.
The startling truth is that many opioid-related deaths aren’t the result of illegal drug use—they involve prescriptions written by doctors. Because of this, doctors should take caution when prescribing opioid-based medications, never overprescribe these drugs when they are deemed necessary, and keep a close eye on patients who must take them. Unfortunately, not all doctors are so careful, and they can be held liable for overdoses that result from their negligence.
We Represent Victims of Medical Malpractice
We trust our doctors to provide the highest standard of care, but when their negligence—including medication errors or overprescription—leads to harm, the attorneys at Richard Harris Personal Injury Law Firm want to help. If you or a loved one were the victim of medical malpractice in Nevada, contact us today, and let us put our experience to work for you.
Whenever you set foot in a doctor’s office, hospital, or any other type of healthcare facility, you trust doctors and staff to provide you and your loved ones with the highest standard of care. Unfortunately,…
Whenever you set foot in a doctor’s office, hospital, or any other type of healthcare facility, you trust doctors and staff to provide you and your loved ones with the highest standard of care. Unfortunately, even trusted medical providers can make mistakes, and when those mistakes are the result of negligence or carelessness, victims can suffer serious health complications.
Medical malpractice presents itself in a variety of ways, including misdiagnosis, prescription errors, surgical errors, and even equipment left inside patients’ bodies. Victims often face serious and costly health complications as a result. Then, when it comes to pursuing compensation for their malpractice-related expenses, they often face an uphill battle against a medical provider and their insurance company.
At Richard Harris Personal Injury Law Firm, we’ve seen the devastation suffered by victims of medical malpractice, and we understand what you’re going through after a medical mistake. As experienced attorneys, it’s our goal to hold the negligent party responsible to help you get maximum compensation for your medical expenses and pain and suffering by:
Proving that negligence occurred and caused your injury – A successful medical malpractice claim requires proof that a mistake was made that put your health at risk. We know what evidence to look for, and we can use that to strengthen your claim.
Handling paperwork and meeting deadlines on your behalf – If your health has been compromised because of a medical professional’s mistake, you should be focused on getting better—not worrying about completing paperwork on time. We’re here to make sure all the necessary documents are collected, completed, and submitted on time so that you can focus on your recovery.
If you or a loved one were the victim of medical malpractice in Nevada, don’t hesitate to contact us. Medical mistakes can be serious and costly, and the attorneys at Richard Harris Personal Injury Law Firm are ready to fight for the compensation you deserve for your medical expenses and pain and suffering. Call us 24/7 or fill out our free consultation form online.
A trip to the dentist can be an anxiety attack waiting to happen. If you are afraid of the dentist or you have suffered a traumatic experience at one, you know just how difficult it can be to deal with having your teeth taken care of. Dental malpractice can and does happen. Knowing what to do about it can be the difference between suffering injuries for a lifetime and being compensated fairly for your injuries.
What is Dental Malpractice?
Dental malpractice is similar to medical malpractice and when it occurs, you will sustain injuries caused from a dental procedure or appointment. You will find that a lawsuit can contain everything from damage and injury to neglecting to treat a condition.
Types of Dental Malpractice
There are a variety of things that can be considered malpractice and you must speak with an attorney to help you navigate your way through your case. Some of the most common forms of malpractice include:
Fractured or broken jaw due to a dental procedure
Delayed diagnosis or treatment
Improperly using dental tools and equipment
Dental problems leading to tooth loss or trauma
Improper use of anesthesia
Can You File Suit?
When your dentist does not act with care, you can file suit against them. You trust your dental provider to properly care for your teeth and gums, and when they cross the line and don’t, they place your health at risk. Since your dentist took an oath to perform proper dental care in your best interest, when he or she does not, you can file suit.
You should have an attorney help you through the process, since you must prove that the dentist acted negligently. If you are unable to prove this, then you will lose your case. Your lawyer will be able to help you gather all of the evidence and information needed including testimony from other patients who have suffered injuries.
It can be difficult to prove that your dentist acted without care while providing treatment to you. If it is found that your dentist did act with care, but the injury still occurred, you will ultimately lose your case. If you believe you have suffered from dental malpractice or you have a dental injury that has left you in pain, contact a personal injury attorney and begin working on your case to get down to the facts.
When a hospital or physician fails to give a patient a certain level of care exercised by others in the industry, a patient has a right to file a medical malpractice claim against the doctor or medical facility that harmed them. What many people do not realize though, is that the law states that the claim must be made within a certain timeframe.
The time limit a person has to file a Nevada Medical Malpractice claim is covered by a state law known as the Nevada Medical Malpractice Statute of Limitations. In 2004, the Nevada Revised Statute 41A.097 was amended to state that an action must be filed within one year of the discovery of the malpractice, or one year from when it should have been discovered by a reasonable person.